Old Town service changes vs. newer-home capacity
On an early-1900s or mid-century Old Town home, an undersized service simply can't safely carry a modern household, so an upgrade to a modern panel with correct grounding is often the first real fix. On a newer Sherwood home, the wiring is sound and the job is usually just adding capacity or a subpanel for a charger, spa, or shop.
Either way, we assess the existing service, size the upgrade to your real loads, and quote the honest scope.